Pay locally.
Spend crypto globally.
Spend stablecoins anywhere.
Merchants get paid in their currency.
You stay in full control.
Spend Globally Without Changing Local Payments.
Beyond the Wallet
Crypto shouldn't stop at your wallet; Ownly connects your stablecoins directly to the payment systems people already use every day.
Global Reach, Local Feel
Spend globally without changing how local payments work, so every transaction feels entirely local.
Asset Ownership
Your assets stay completely yours while seamlessly powering your everyday purchases.
Features
Simple by design
Add Your Funds
Fund your digital wallet with USDT or USDC to effortlessly shop anywhere in the world. The quick setup process takes only a few moments, immediately providing you with instant spending power directly from your mobile device.
Scan to Pay
Open the app scanner and point your camera at the merchant’s QR code at the counter. The app reads the checkout details instantly, making the process as smooth and effortless as everyday digital payments.
Confirm & Done
Review the total on your screen, tap to approve, and finalize the transaction in seconds. The merchant receives payment immediately, and you get an instant confirmation to wrap up your checkout.
1
Global Assets
Keep the digital assets you already use.
2
Local Access
Connect with payment rails people already know.
3
Real Utility
Move beyond holding into everyday payments.
4
Your Control
Your assets remain yours until you choose to pay.
5
One Experience
Global value. Local payments. Connected through Ownly.
MARKET AVAILABILITY
Ownly around the world.
Pay anywhere. Feel local. Connecting crypto to real-world payment rails.
Argentina
Brazil
Philippines
Vietnam
India
Thailand
Switzerland
Active regions
Local Payment Networks
Built around the payments people already use.
You shouldn't have to teach the world how to accept crypto. Ownly works with existing payment infrastructure to make crypto usable in everyday transactions.
| Local rails. | Global assets. | One experience.
Pay with stablecoins.
They get paid in local currency.
The answers before your first payment. How does it work? What happens to your funds?
What rate will you get?
Scan. Pay.
They Get Local Money
Hold stablecoins. Scan a supported local QR code, review the payment details and confirm. Ownly Pay connects the payment to the local payment network so the merchant can receive local currency where supported.
Scan. Pay.
Bring Your Own Assets.
Transfer stablecoins from any wallet or exchange. No need to start from zero.
Fund your wallet →
Scan. Pay.
Built For Local Payments.
Connect to the payment methods people already use. Ownly Pay bridges digital assets with supported local payment infrastructure.
Scan. Pay.
Your Assets Stay Yours.
Built on self-custody. You keep full control of your assets while Ownly handles the payment routing.
Scan. Pay.
Keep More of Your Money Abroad.
Skip the ATM runs and cash fees. See clear rates upfront and pay directly with your stablecoins—no hidden
foreign exchange markups.
WHERE IT WORKS
The world, connected to your wallet.
Ownly connects your wallet to local payment networks across the world.
AVAILABLE IN
More markets. More payment networks. Coming soon.
Before You Go
Know the payment before you arrive.
Local payment methods vary from country to country.
Explore how Ownly works in each market.
Explore payment guides →
Paying in Vietnam
Understand local QR payments, supported networks, and what to expect at checkout.
Explore guide →
Paying in the Philippines
Learn how local QR payments work and how Ownly fits into the experience.
Explore guide →
Paying in Argentina
Everything you need to know before making your first local payment.
Explore guide →
Not a bank. Not an exchange.
A payment layer.
Self-custodial by default
Stablecoin-based payments
Instant local settlement
01
Hold your assets.
02
Choose where they go.
03
Stay in control.
Blog & Insights
Ideas shaping the future of payments.
Perspectives on digital assets, stablecoins, global payments, financial infrastructure, and the changing way people move and spend money.
Explore Articles
Ownly Pay Make Stablecoin Payments Useful in the Real World
A stablecoin payment uses a digital asset designed to maintain a relatively stable value, usually against a currency such as the U.S. dollar, to pay for goods or services. USDT and USDC are two widely used examples. a setup that works for you starts with clarity, not complexity.
Read Article
Can Merchants Accept Crypto Without Holding Crypto? How Ownly Pay Approaches Local Settlement
Transparent Yes. A merchant does not necessarily need to hold Bitcoin, USDT, USDC, or another digital asset simply because a customer wants to pay using crypto. at the standards, thinking, and philosophy behind products
Read Article
OWNLY SUPPORT
Frequently Asked Questions
Everything you need to know about paying with Ownly.
How do I fund my Ownly wallet?
Do I need a bank account to use Ownly?
Which cryptocurrencies can I use with Ownly?
Are there fees for using Ownly?
Can I use Ownly when travelling?
Are there payment limits?
Download the App
Download the app. Start paying with crypto.
Download. Deposit. Pay.